Neighbors Medicare is a website that helps senior citizens to become familiar with their insurance options, in addition to Medicare.
None of the supplemental insurance plans are available through Neighbors Medicare; you will have to find that information on the third-party website.
What is Neighbors Medicare?
As you reach your senior years, your medical needs are different from when you were younger. You need to pay closer attention to the way your body functions, which means you will be visiting the doctor more frequently.
You may need to maintain regular prescriptions to help with joint pain or the changes in hormones that you need to handle.
Every doctor does not easily handle these treatments, but your budget needs to be able to deal with it as well. That’s why you need to get some directions from Neighbors Medicare.
Neighbors Medicare helps you to find the right insurance you need to cover the needs you have at this point in your life.
While the website doesn’t directly sell you any insurance, it gives you the tools and knowledge you need to head in the right direction.
The insurance you choose will impact the way that you can be treated and the way that your budget will need to change.
Every insurance is different, which means that you will need to determine the one that meets your health needs.
While other websites may provide you with a few insurance options, these choices are available for every consumer, and are not catered to the needs of a senior citizen.
By choosing to get the direction you need from Neighbors Medicare, you can find insurance plans that understand the attention you need.
How Can Neighbors Medicare Help?
When you go on the website for Neighbors Medicare, you are given the opportunity to learn more about the insurances that are offered to senior citizens.
With a little information, you are directed to a page that will help you to learn the different rates of the insurance companies, while comparing the different available benefits of the plans.
What Options are Available?
While there are many different plans in Medicare, it comes down to three basic categories. Those categories are:
- Medicare Supplemental plans
- Medicare Part C plans
- Medicare Park D plans
The Supplemental plans are used as a way to cover different procedures and percentages that Medicare doesn’t cover.
Tricare is one of the most popular examples of supplemental coverage, since this company offers benefits to military and retired military members.
When you choose a supplemental plan, most companies will take care of the remaining balance or charges that were left unpaid by the claim initiated for Medicare.
Medicare Part C plans cover more than standard Medicare options. These programs are a replacement for Medicare, and make it possible for you to eliminate most out-of-pocket expenses that Medicare Part A or Medicare Part B would leave you with.
With Medicare Part D, the plan specifically covers prescription drugs that you receive from your doctor. In some cases, this type of coverage helps with Part C billing as well, but it is on a case-by-case basis.
How to Use Neighbors Medicare
Once you decide that you want to try out the services available through Neighbors Medicare, the next step is to start inputting your information.
The main page only asks for two pieces of information to get you started – whether you are over 65, and what your zip code is.
Once you enter that information, you are taken to a second page that gives you a list of websites on which you can get a quote for accepting their insurance plans.
Some of those other companies include Humana and Medicap, but the listing will be specific to your location.
Clicking on any of these links will take you to a third-party website, which means you will no longer be using the services or assistance of Neighbors Medicare. However, the company vouches for the validity of the websites that they direct you to.
Pricing for Neighbors Medicare
The services provided by Neighbors Medicare to you are completely free. You will not have to pay for any subscription to the website, or for a one-time purchase to allow access.
Once you select the insurance company you want to use or learn more about, you are responsible for covering any pricing on their website to begin coverage. However, these charges are unrelated to Neighbors Medicare and will not be forwarded to them.
Contacting Neighbors Medicare
Since the website doesn’t require you to make a purchase, and much of the interactions performed are found on third-party websites, there is no contact information for Neighbors Medicine.
If you have questions about the plans being offered to you, you will need to speak with the customer service team of that company.
For instance, if you are unsure about why the amount is so high to receive Human insurance as a supplement, then you should refer to the contact information on Human’s website for clarification.
Neighbors Medicare Review Summary
Neighbors Medicare is meant to be a resource for information, but they do not directly provide you with insurance rates or the ability to make a purchase.
You are only able to get the information you seek by choosing one of the links on the next page of the website, which lets you explore the differences between the insurances on their official websites.
With Neighbors Medicare, you don’t need to figure out which insurances cater to the needs to senior citizens, since the whole list you need will be right in front of you.
